You’ve found the person of your dreams, you buy a house and live happily ever after.
The fact that you decided not to get married doesn’t matter – or does it?
The romantic side to me says no problem, be who you are, and be with who you want to be with.
Sadly, the law doesn’t share such a rose tinted view of the world.
Clearly you don’t go into a relationship thinking about what happens if it goes wrong, but it’s worth taking a little time to know your rights – if you have any…
Married couples have a significant degree of protection regarding property rights, and there is a comprehensive regime that governs what happens to the property should the marriage end. Even if one of the parties didn’t own the home, it is possible to register matrimonial home rights with the land registry.
The long standing myth that unmarried couples have the same rights has been around for years and years, however the reality is very different –
Couples who are not married have NO automatic entitlement to financial support from each other when they separate, and they can NOT register home rights with the land registry, irrespective of how long they have been together.
With some careful planning, this can be overcome, but it is quite complex and technical with respect to the law of trusts that be set up. This is very much the domain of a good solicitor, and if you need one, we are happy to point you in the right direction.
I love to spend my life with those rose tinted specs on, but as you can tell, sometimes you just need to take them off and take a fresh view with some clarity. It could save some heart ache one day.